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Arif Habib Limited in Pakistan — review, licence and costs
Score (4 of 6 axes scored)
shown, not ranked: only 55% of the weight has data, need 55%
Key facts (5 facts)
- Onboarding entity
- Arif Habib Limited
- Founded
- 2004
- Retail leverage
- 50PK
- Currencies
- PKR
- Swap-free account
- conditional
Licence check
Open an account with Arif Habib LimitedThe broker's own website. Not a partner link — we earn nothing from it.
Taxes for a Pakistani resident(1 rule)
- Forex/derivatives trading profit for residents is generally taxed as income;https://www.arifhabibltd.com/
Not tax advice. Check with the Federal Board of Revenue.
Who actually onboards you
- Entity that onboards Pakistan residents
- Arif Habib Limited
- Local standing
- SECP-regulated domestic brokerage house
- Licence as the register states it
- SECP-licensed securities broker under Securities Brokers Regulations; PSX TREC holder (listed on PSX, ticker AHL); PMEX corporate member
- Leverage for this entity
- margin financing (MTS) per SECP; futures (deliverable/cash-settled); no retail spot forex
- The firm behind it
- One of Pakistan's largest securities brokerage, investment banking and research firms; only brokerage in PSX Top 25 Companies; principal activities: share/inter-bank brokerage, IPO underwriting, advisory
- What we hold against it
- Established, PSX-listed, well-regarded; no SECP enforcement action verified at review
Leverage by entity
The licence belongs to the firm; a leverage figure belongs to one entity. Only the entity that onboards Pakistani residents enters the score.
Scale from 1:10 to 1:3000, logarithmic.
Client protection
- Local entity onboards youSECP-regulated domestic brokerage house
- Regulator warning on filenone found
— means the broker does not state it in any source we captured. It is not read as “no protection” and it is not scored.
Accounts
Account types the broker names for this country: CDC sub-account + PSX trading account, Classic (self-trade), trader-assisted accounts, Roshan Digital Account for overseas Pakistanis. The figures below are the broker's own and do not differ by account in any source we captured.
Swap-free account terms
Terms read from the account page on 01.10.2026. The cap on open positions is not published.
Payouts(1 method)
| Method | Deposit, h | Withdrawal, h | Fee, USD | Min, USD |
|---|---|---|---|---|
| Bank transfer | 24 | — | 0 | 50 |
Deposit and withdrawal methods (1 methods · 0 local rails)
bank transfer;
- Bank transfer
- Account currency
- PKR
- Fee declared
- 1 of 1 methods
- Withdrawal back to
- the funding method
Where it does not serve(1 countries)
From the client agreement, clause 2.3. A country missing from a translated page is not read as “served”.
Platforms and markets(1 platform)
- AHL eTrade (ahletrade.com) web + mobile trading app
| Class | Count | Min spread | Leverage |
|---|---|---|---|
| AHL eTrade (ahletrade.com) web + mobile trading app | — | — | 50PK |
114 further account types are named by their brokers but publish none of these figures, so they are not in the comparison: Eightcap Standard, Eightcap Raw, Fusion Markets Classic account, Pepperstone Standard, Pepperstone no minimum deposit, Trade Nation Two live tiers - lower-leverage and 108 more.
Pros and cons(3 for and 4 against, each tied to a figure on this page)
- Authorised by the Pakistan regulator in its own register
- Swap-free account available
- Safety 100 of 100, its strongest of 4 scored axes
- Round-turn cost not priced: the pair of spread and commission is not published
- Withdrawal in 72 h, over the Pakistan median 24
- Platforms 0 of 100, its weakest of 4 scored axes
- Not scored on reviews, round-turn cost: the broker publishes no figure we could read
Where Arif Habib Limited sits in the Pakistan base(62 brokers)
Round-turn cost, USD (36 of 62 priced)
Median 7 USD · range 3-19 · 26 of 62 brokers do not publish it
Minimum deposit, USD (16 of 62 priced)
Median 7.5 USD · range 0-237.2 · 46 of 62 brokers do not publish it
Retail leverage (34 of 62 with a Pakistan figure)
Median 1:750 · range 50-5000 · this broker 1:50 · 28 of 62 brokers do not publish it
Withdrawal time published (62 brokers)
Alternatives in Pakistan(6 of 62 scored in Pakistan)
- Round turn, USD
- 6.5PK
- Min deposit, USD
- 100PK
- Leverage
- 500PK
- Rank in this country
- #1
- Round turn, USD
- 5PK
- Min deposit, USD
- 50 groupPK
- Leverage
- 1000PK
- Rank in this country
- #3
- Round turn, USD
- 9PK
- Min deposit, USD
- 100 groupPK
- Leverage
- 400PK
- Rank in this country
- #5
- Round turn, USD
- 6PK
- Min deposit, USD
- 5 groupPK
- Leverage
- 3000PK
- Rank in this country
- #7
- Round turn, USD
- 6PK
- Min deposit, USD
- 25PK
- Leverage
- 500PK
- Rank in this country
- #11
- Round turn, USD
- 6PK
- Min deposit, USD
- 0PK
- Leverage
- 500PK
- Rank in this country
- #6
"group" marks a figure the broker publishes for the group rather than for this country. It is shown because the broker states it, and it is not ranked, averaged or used to sort.
Methodology(6 axes · formula v1.0)
Score = 2 + 3 × weighted mean of six axes scored 0–100. Range 2.0–5.0. An axis without data drops out and the remaining weights are renormalised; it is never scored zero or estimated. Group-wide figures never enter a Pakistan score. Full methodology
| Axis | Weight | What is measured | Arif Habib Limited |
|---|---|---|---|
| Reviews | 25% | Rating, volume and recency on one public review platform | — |
| Round-turn cost | 20% | Round turn on 1 lot EURUSD: spread plus commission, against the country median | — |
| Safety | 20% | Local authorisation, the entity that onboards you, any regulator warning | 100 |
| Payouts | 15% | Published withdrawal time, fees and the methods available in the country | 40 |
| Track record | 10% | Years since the firm was founded, from its own filings | 100 |
| Platforms | 10% | Which trading platforms the broker confirms for this country | 0 |
— the broker does not publish this figure; it is not read as a zero and it is not scored.
FAQ
- Does Arif Habib Limited accept residents of Pakistan?
- Yes. SECP-regulated domestic brokerage house Onboarding entity: Arif Habib Limited
- Is Arif Habib Limited licensed to serve clients in Pakistan?
- SECP-licensed securities broker under Securities Brokers Regulations; PSX TREC holder (listed on PSX, ticker AHL); PMEX corporate member Checked on 11.07.2026.
- What leverage does Arif Habib Limited offer to retail clients in Pakistan?
- Up to 1:50. Leverage up to 50 times
- Which trading platforms does Arif Habib Limited support?
- AHL eTrade (ahletrade.com) web + mobile trading app. Instruments: PSX equities, futures, T-bills/PIBs, mutual funds; money market and commodities brokerage
- How can I withdraw money from Arif Habib Limited in Pakistan?
- bank transfer; Raast/1LINK per broker onboarding (not individually verified at review)
- What account types does Arif Habib Limited offer?
- CDC sub-account + PSX trading account; Classic (self-trade) and trader-assisted accounts; Roshan Digital Account for overseas Pakistanis
- Does Arif Habib Limited offer a swap-free (Islamic) account?
- Conditional.